Lines of Credit

A flexible loan for you business so you can draw money from your credit lines as needed, only paying interest on the portion of money borrowed allowing you to procur equipment as needed for your business.

Operating Lines of Credit

Quick and efficient for optimal cash flow management

One of the easiest paths to business success is the efficient use of a business line of credit or, operating line. Generally these have a fixed cap and variable access with simple interest terms. We help you structure the right operating line to match your current and upcoming cash flow requirements.

The Pros

It’s easy to see why lines of credit are so popular among small business owners. They provide an immediate month-to-month cashflow stability that most other financing products simply cannot offer.

  • Low-cost option to manage cash flow
  • Enable you to seize opportunities without having to process a loan application on short notice
  • They build relationships with lenders, building credit and future trust
  • Allows small businesses to pay for only the credit amount you’ll need

The Challenges

Much like consumer credit cards, many businesses can over-extend themselves on operating lines of credit when not used efficiently.

  • Depending on the contract, they can be more expensive than a term loan or financing agreement
  • Contracts for lines of credit vary widely and not all are to your benefit
  • Often, the application process is time consuming
  • They can lead to over-extension.

Let CDL Advisors show you which product is right for your situation. We personalize every solution to your needs and steer you to products that are the best fit. CDL also creates your profile and completes all your applications for you, saving you precious time when you need to apply for financing.

No matter the type of loan, finance leasing, equipment leasing or business financing need, rely on the experts at CDL to deliver you personalized results.

Are you ready to start our Commmercial Credit Application?

Share by: