The Business Challenge

Asset Backed Borrowing is typically for clients unable to access traditional bank financing for a variety of reasons including, but not limited to: poor financial performance, unacceptable leverage ratios, or restrictive financial covenants.

It is best used for rapid growth, restructuring, refinancing or acquisitions, mergers or buyouts.

In most cases, borrowers can obtain higher advance rates against their collateral assets. We focus the discussion on the integrity of the ownership/leadership team as well as collateral pledged. As the loan is secured by your assets, it is less hindered by credit scores and credit history.

The Business Challenge

Growth can create new opportunities and new challenges. We help companies bridge the gap between the status quo and new growth. Whether you are looking to expand production capacity, grow top line, add people or acquire a new asset we can help. We understand the challenges of funding growth and how to help you meet those objectives with the right structures at the right time.

The CDL Solution

Using equity to fund growth is costly to your business including a healthy cash flow. Using asset-based lending, accounts receivable financing or a line of credit are much better options and can often propel your growth even faster.

The Business Challenge

Acquisition of another company can be an efficient way to meet your growth objectives. However, it can also require a tremendous amount of capital. At the end of the day, we help businesses avoid using operating cash flow in any way that would stifle that growth.

The CDL Solution

Our role is multi dimensional for businesses. We can:

• Assist you in identifying target companies
• Negotiate terms
• Prepare the Business Case
• And obtain the necessary funding

We understand business and understand what drivers provide the best results for you, and your company.